Schemes / Government of India
Stand-Up India
Central schemeSC / STWomanEntrepreneur
Bank loans for SC/ST and women entrepreneurs to set up a new (greenfield) enterprise. The scheme was originally announced to run until 2025; the Stand-Up Mitra portal still lists it, so confirm current availability with your bank.
What you get
Composite bank loans (term loan plus working capital) of ₹10 lakh to ₹1 crore, backed by a credit guarantee, with hand-holding support through the Stand-Up Mitra portal.
Who can apply
- SC/ST and/or women entrepreneurs aged 18+
- Greenfield (first-time) enterprise in manufacturing, services, trading or agri-allied activities
- For non-individual enterprises, at least 51% shareholding and control by SC/ST or women
- Not a defaulter; borrower contributes 15% margin money
How to apply
- Apply on standupmitra.in or directly at a bank branch
- Use the portal's handholding agencies for help with project reports, if needed
Documents usually needed
- Aadhaar and PAN
- Caste certificate (SC/ST)
- Project report
- Address proof
Nodal authority: Department of Financial Services. Amounts and rules change — the official page is the final word.