Schemes / Government of India
PM Vishwakarma
Central schemeArtisan
End-to-end support for traditional artisans and craftspeople in 18 trades (such as carpenters, blacksmiths, potters, tailors, cobblers and barbers), covering recognition, skilling, tools, credit and marketing.
What you get
A PM Vishwakarma certificate and ID card; basic and advanced training with a ₹500 per day stipend; a ₹15,000 toolkit incentive; collateral-free loans of up to ₹1 lakh (first tranche) and ₹2 lakh (second tranche) at a concessional interest rate; and incentives for digital transactions and marketing support.
Who can apply
- Artisan or craftsperson working with hands and tools in one of the 18 listed family-based trades, self-employed in the unorganised sector
- Minimum age 18
- Only one member per family; not availed similar credit schemes (PMEGP, PM SVANidhi, Mudra) in the past five years; government employees and their families are excluded
How to apply
- Register at a Common Service Centre with Aadhaar-based biometric authentication
- Complete three-stage verification (Gram Panchayat/ULB, district, state)
- After approval, attend skill verification and training, then apply for the toolkit and credit
Documents usually needed
- Aadhaar
- Mobile number
- Bank details
- Ration card
Nodal authority: Ministry of Micro, Small and Medium Enterprises. Amounts and rules change — the official page is the final word.