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Schemes / Government of India

Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM)

Central schemeWomanLow income / BPL

Organises rural poor women into self-help groups (SHGs) and federations, giving them access to credit, livelihoods support and enterprise development. The Lakhpati Didi initiative is part of this mission.

What you get

Revolving fund and community investment fund support to SHGs, collateral-free bank linkage with interest subvention, skilling, and livelihood and enterprise support. Check with your State Rural Livelihoods Mission for amounts.

Who can apply

  • Women from poor rural households (identified through participatory processes/SECC); one woman per household joins an SHG

How to apply

  1. Contact the State Rural Livelihoods Mission staff, block office or community resource persons in your village to join or form an SHG

Nodal authority: Ministry of Rural Development. Amounts and rules change — the official page is the final word.